Assist Funeral Plans – Funeral Arrangement Planning to save your loved ones from Emotional Spending
Death is one of the few things in life that is certain to occur, yet some people remain hesitant to plan for it. When a loved one passes away, grieving family members and friends are faced with numerous decisions about the funeral arrangements – all of which need to be addressed quickly and often under immense emotional duress.
- What funeral provider should we use?
- What kind of funeral should we arrange?
- Can we afford a proper send off?
- Should we consider alternatives to burying, like cremation or donating the body to science?
- What are the legal requirements for funerals?
- What other things should we be planning for?
- A funeral can be as distinct as the life being celebrated. You can have a low cost send off, but it can also be one of the most expensive purchases some families will ever make. In fact, some analysts believe that a funeral is the third most expensive purchase that a person is likely to make, after a home and an automobile.
How do you make expensive purchases?
- When buying a home, you often seek help from a licensed real estate professional, who takes into consideration your budget range and helps you find appropriate properties to choose from. After that, you consult a real estate appraiser to verify the property so that a lender can grant you a loan. When buying a car, you visit multiple car dealers comparing prices so you can make the most savings on the vehicle of your choice.
- Being frugal is a good thing. Yet, emotional spending is extremely common on funerals, with families’ sometimes spending way more than what they should.
- Emotional spending on funeral – Emotional spending can be a major problem for families that are already under financial pressure at the time of the death. Some families have even gone to the extent of taking on extra debt just to give their loved one the special memorial that he/she would have wanted.
- What these people fail to realise is that funerals are for the living – not the dead. Spending too much on a funeral that the economic health of the survivors is damaged can turn a death into a tragedy – adding more turmoil and stress to a family’s life when what they need most is calmness and comfort.
One of the best ways to avoid the trap of emotional overspending on a funeral is by planning ahead.
Funeral arrangement planning
The importance of planning ahead cannot be overstated. Having a well-prepared and logical plan, whether it was prepared by the deceased or another family member, before visiting a funeral director is very important in the efforts to avoid emotional overspending. Fully discuss the reasons you desire certain arrangements or accompanying merchandise.
Salespeople are armed with years of market research and polish their skills with every sale (as well as additional sales training) so you don’t want to listen too much to their suggestions. Having a plan gives you flexibility in terms of both the budget and the arrangements. And while you may need to incorporate some last minute suggestions, it is important that you try to stick to the original plan as much as possible – after all, it was created to provide guidance and financial savings to all involved.